There is a big difference in the credit line between the gold card of credit card and the ordinary card of Industrial Bank. The credit limit of an ordinary credit card is generally 3000 yuan to 10000 yuan, while the credit limit of a gold card is usually 10000 yuan to 5000 yuan, which is higher than that of an ordinary card.

Step 2 enjoy different discounts

Because the credit card gold card is higher than the ordinary card, there are usually some discounts that the ordinary card does not have. There are many differences between the Industrial Bank credit card gold card and the ordinary card, so you should choose according to your own consumption habits and don't blindly pursue the gold card;

Step 3 color

Each credit card has a different pattern, but this difference is more obvious on the general card. In order to highlight the difference, most banks' gold cards will use gold as the main color element.

4. Annual fee

Because the amount of gold card is higher, the annual fee of credit card gold card is much higher than that of ordinary card. Take the industry-standard dual-currency credit card as an example. The annual fee for a gold card is 200 yuan, and the annual fee for an ordinary card is only 100 yuan.

Extended data:

Industrial Bank credit card gold card application conditions:

1. The main card applicant must be a mainland resident aged 18 to 60 or an overseas person aged 25 to 60, with full capacity for civil conduct.

2. Have a stable job, pay the monthly income by punching, and repay the loan on time.

3. The application card has branches or other offices of Industrial Bank.

4. The applicant's personal credit is good and there is no bad overdue record.

5. Personal name has certain property, such as real estate, deposits, stocks, etc.

Industrial Bank-Credit Card Application