As long as taxpayers hold UnionPay cards of domestic commercial banks, they can handle all the tax declaration and payment services, and credit cards are also acceptable, but they are not counted as points. You can also use special-shaped cards issued by some commercial banks. In addition to paying taxes, taxpayers can also purchase tax stamps (commonly known as decals) and pay late fees through credit cards.
The first category is credit card with low discount rate, including car purchase and wholesale. Because the discount rate is the proportion of handling fees paid by merchants to banks, a low discount rate means low handling fees. Here is a list of Ms. Liu's wholesale credit cards.
The second category is the stored value payment category, such as provident fund, tuition fees, various top-ups and so on.
The third kind of non-integral transaction is the expenses generated by the credit card itself, including cash withdrawal, interest, various handling fees, and some related life account withholding fees. And it is impossible to calculate points.
The fourth category is the non-integral consumption stipulated by the bank itself, which is relatively vague. For example, in the non-integral rules stipulated by ICBC, Article 5 reads "Other transactions that are determined not to accumulate points will not accumulate points". Article 4 of the Bank of Communications Non-points Rules also stipulates that "other items designated by the Bank of Communications Credit Card Center separately" shall not be scored.
I hope my answer can help you.