The annual credit card fee of Shanghai Pudong Development Bank is non-refundable. Shanghai Pudong Development Bank is a joint-stock commercial bank, and the annual credit card fee is paid directly to the banking company at the time of registration. Under special circumstances, if you apply for a higher-level salesman credit card, or if your Pufa credit card has problems during the activation period and cannot be used normally, part of the annual fee will be refunded.