1. Try to spend, whether online or in JD.COM, brush more and use more, and use it diligently;
2. The method of staging. If you can afford it, you should stage it. When you meet the activities of banks and JD.COM, don't miss it. Only if you stage it, the banks will make money and the amount will be properly raised.
3. Financial investment. There are many businesses in JD.COM, such as JD.COM Mall, JD.COM Home, insurance, securities, financial management, etc. If you can buy it, you can greatly improve the loyalty of your account, which is very helpful to increase the small white card limit of Huaxia Bank.
4. Telephone withdrawal method: call customer service to request withdrawal, or cancel the card without withdrawal! This method is suitable for users who have held the card for a long time and have good consumption, and friends who have just applied for the card or don't use it very much should use it with caution.
5. It is best to withdraw the amount after the card is swiped. If there is a big consumption, or directly contact customer service to request the amount after the card is swiped, it will generally pass, but it is also possible to increase the temporary amount.
6. Move the bricks and withdraw the amount. If you have deposits in your name, move more to Huaxia Bank, or buy some Huaxia wealth management and insurance products, and then apply for withdrawal for a while, the success rate will be much higher. Although it is a member of JD.COM Xiaobai Card, Huaxia Bank Xiaobai Card's withdrawal amount is also different from CITIC Xiaobai Card's. It is not to say that you can withdraw it whenever you want. Remind me that if the withdrawal time is not chosen, the withdrawal amount will be easily rejected. For details, please see the following contents.
1. For the first time, it is recommended that you call customer service six months (six months) after the card is issued, and submit an application for withdrawal, so that the success rate will be higher. During this six months, you should maintain a good credit card activity, make timely repayment without overdue, actively participate in relevant activities of Huaxia Bank, and handle small installments irregularly to contribute profits to the bank, so that the withdrawal will be faster.
2. Re-apply for the permanent limit. If the first application for Huaxia Bank's small white card withdrawal is rejected, how long can it be applied? Reminder, you need to apply after half a year (6 months). Don't refuse to apply every second, as it is easy to be rejected again. Find out why you were rejected first, perhaps because the card was not used enough. Overdue repayment? Abnormal consumption in JD.COM? These possible reasons should be taken into account, as far as possible before applying for withdrawal, optimizing and spending more cards can greatly improve the success rate of withdrawal. Every year, various festivals are held in Taobao, JD.COM, such as double 11, Double 12, Mid-year Kuihui 618, etc., which are all activities worthy of special brush. At this time, you can take out your small white card and apply for a quota increase. How often do you ask for a temporary quota?
1. The threshold for applying for temporary credit limit for the first time is a little lower than the fixed credit limit. You only need to call Huaxia Bank customer service three months after opening the card.
2. Re-apply for increasing the temporary limit. If you can't apply for Huaxia Bank Xiaobai Card for the time being, you can choose to apply for CITIC Xiaobai Card, which has a long operation time and a higher limit, so you don't have to worry about how to increase the amount of Huaxia Bank Xiaobai Card.