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Hello! I have a commercial housing sales contract. Can I apply for CITIC Credit Card? Will the amount be higher?
Generally speaking, you can only apply for a real estate license, and you must also provide proof of work and economic proof. Only commercial housing sales contracts are not enough; Of course, if you have a mortgage loan, and have already made a loan and started to repay it, you can apply for a credit card at the loan bank, and generally you can apply for a card.

However, online application cannot provide a house purchase contract, so you can only find a business manager who handles credit cards or handle them at a bank outlet.

Requirements for handling credit cards of CITIC Bank:

1. A copy of the identification documents of the applicant (main card and supplementary card). If the applicant is an overseas person, please provide a passport (personal data page and visa validity page), or a passport for Hong Kong and Macao residents to and from the mainland, or a home visit permit for Hong Kong and Macao compatriots, or a copy of a passport for Taiwan Province residents to and from the mainland;

2. Work certification documents, such as a copy of the work permit stamped with the official seal of the unit or the original work certificate issued by the unit;

3. Financial documents, such as: the original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the salary record issued by the bank showing the name of the applicant, or a copy of the income tax withholding certificate, or a copy of its own real estate license, etc.

Note: The bank may ask you to provide additional approval documents:

1, social security: social security for more than 6 months, and the social security base is not less than 1000 yuan;

2. Proof of financial resources: a copy of the real estate license (more than 50 square meters or worth more than 300,000 yuan) and a copy of the automobile driving license (private car, worth more than 50,000 yuan and not used for more than 5 years);

3. Education: certificate of bachelor degree or above graduated after 2000; Postgraduates and doctoral students can apply for gold cards directly;

4. Qualification: photocopies of qualification certificates of certified public accountants, lawyers, economists, tax agents, appraisers and auctioneers. Directly handle the gold card;

5. Card application: a copy of the card face of another bank's credit card (which must be used for more than 3 months)+the latest statement or the latest POS bill;