"When applying for a credit card, if you fail to meet the other party's review requirements, the applicant will usually be fed back to the applicant with an insufficient comprehensive score.

If the credit score is insufficient, it usually depends on one of them. If one item does not meet the standards, such as a messy personal credit report, a risk list, etc., it will be very easy to be rejected if you apply for a credit card at this time.

It is recommended to first understand the credit situation that affects you. Check to see what flaws you have, and then further optimize it. If you don’t know your personal credit status, you can check it on WeChat: Feiyu Quick Check, and you can check it for free. If it is confusing to be in a long position, it is recommended to stop all credit within three months. The risk of loan applications and related operations will be reduced after one month, and there will be no impact after three months. "