at the end of the year, there are a lot of chaos, so it is necessary to remind everyone again to beware of being deceived.
1. Choose the authentic way to apply for a credit card (debit card)
It is not difficult to apply for a credit card (debit card). It is simple and not simple. Some people can easily win it, and some people have repeatedly applied for it, so they have to find some so-called special ways.
Every year, it is not uncommon for illegal card-handling intermediary companies to sign that they can handle the card after half a year's overdue, that little black households are not a problem, and that they will pay 1 yuan for 1, yuan. Speculative consumers think they have found a "shortcut" to apply for credit cards (debit cards), but they don't know that they have stepped into various traps set by black intermediaries.
2, personal identity information to avoid leakage
Obviously, I have the card in my hand, but I suddenly received a reminder of consumption from a different place, and then I suddenly realized that the credit card (debit card) was stolen.
The common reason is that personal identity information is leaked, including card number, expiration date, last three codes, etc. If it is obtained by criminals, it is very likely to be stolen. At present, there are many stolen brush incidents, which are caused by cardholders actively leaking passwords, dynamic verification codes, CVV2 and other information to third parties such as phishing websites and fraudulent telephone calls.
3. Beware of "customer service".
Usually, criminals have many different excuses to confuse cardholders. For example, the swindler lied that your credit card (debit card) was stolen and the suspect had been arrested, and asked the deceived person to report the card number and password to the "bank staff" to prevent the credit card (credit card) from being frozen. When you tell the liar the relevant information, the amount on the credit card (debit card) will be stolen.
4. Beware of SMS fraud
In addition to telephone calls and phishing websites, there will also be SMS messages, which are sent on the grounds of "deducting annual fees and service fees" to inform that thousands of annual fees have been withdrawn from the account. I also left a consultation phone number, with the purpose of obtaining the cheated account and password, or letting the cheated person remit money to the so-called "safe account" for fraud.
5. Beware of ATM fraud
The end of the year is the peak period for withdrawing money and saving money. When using ATM, you must be alert to some so-called safety reminders, which may not be safe.
scammers often post a notice on ATM machines, such as: banking system failure, please follow the following procedures, or else you will be at your own risk. When you follow the reminder, you will transfer the amount on the card to the scammer.
6. "Free wifi" is not free
When you are away from home, you may encounter the need for wifi, and criminals also seize this opportunity to run fraud.
according to related cases, criminals specially use hacker software to establish a free unknown WIFI connection in shopping places such as shopping malls. After the cardholder connects to this WIFI, he logs into the credit card (debit card) online banking, and the criminals can record the IP address of the surfer's mobile phone and all kinds of information when surfing the Internet through the background program, and easily steal the credit card (debit card) account and password.
7. Don't randomly scan "QR codes" of unknown origin
At the moment when QR codes are popular, everyone will casually scan some QR codes. However, from now on, be careful not to randomly scan QR codes of unknown origin, or you may lose a lot.
criminals can download a "two-dimensional code generator" on the Internet, and then paste the URL of the virus program on the two-dimensional code generator to generate a "toxic" two-dimensional code. The fraudsters use these two-dimensional codes to implant the mobile phone Trojan into the victim's mobile phone and automatically extract relevant information. In just a few seconds, private information such as mobile phone number, card number and password may have been transmitted to others.