1. What is the ICBC Card? The Black and White Cabbage Card is a nickname given to the ICBC MasterCard Platinum Card by card friends. Because the card has a black appearance and the peony in the middle is silver, resembling a Chinese cabbage, that’s why everyone calls it the Black and White Cabbage.
2. What are the rights and interests of the black and white vegetable card? 1. ICBC’s annual fee can be reduced or reduced by redeeming points. The points require 160,000 points. If the annual consumption exceeds 200,000, the annual fee can also be offset. Among the many platinum cards in China, it seems that ICBC is the only one that can offer annual fee reduction services. Others All banks have mandatory annual fees, such as Bank of China's 3,600 yuan, which is deducted directly when you open the card. Therefore, it is very well-founded that Black Cabbage is hailed as the best card in the universe by card friends. 2. Overpayment is free of charge. It’s free to withdraw cash with a credit card on the same day. You don’t need to bring cash when you go on a business trip. You only need to bring a credit card. In case of emergency, you can withdraw cash at any time. You can repay the money through online banking when you return to the hotel in the evening. The money will arrive all the time without any fees. 3. ICBC branches that jump in line should It is the bank with the largest number of banks besides the Agricultural Bank of China. When you go to the branch to handle business, you can jump in the queue and get in front of the financial management fund. Basically, when you go to the branch and swipe your account, you can handle business immediately. The number you swipe should start with C. 4. High credit limit As far as I know, the credit limit of Beishui can be increased from 50,000 to 1 million. Small banks have high card approval limits, but it is difficult to increase the limit. Generally, it is difficult to increase the credit limit to 200,000. 5. Use the card for 3 months to increase the limit. You can apply to adjust the quota. There is no time limit for adjusting the quota thereafter. The temporary quota for the increase in black cabbage is adjusted from time to time. Some people directly mentioned the quota from 50,000 to 500,000. Other banks generally require the card to be used for 6 months, and a single limit adjustment rarely exceeds 50. Of course, as a high-quality tool of ICBC, there are certain thresholds for owning Black and White Cabbage, which requires a contribution level of 6 stars and above. Originally, it was only available through system invitation, but now the threshold is gradually lowered and you can apply directly at the branch, but the requirements are It is still very strict, and the pass rate is not high. Some of them cannot pass even if they have only one star rating, but the basic condition is to reach 6 star contribution, and the rest depends on the review of the card department.