Taking the UnionPay Standard Gold Card as an example of Dalian Bank’s credit card, applicants need to apply at the location where Dalian Bank operates. Applicants must be between the ages of 18 and 60 with a stable job.

Annual fee description:

1. Main card is 80 yuan/year; supplementary card is 60 yuan/year.

2. The annual fee is waived in the first year, and the annual fee for the following year is waived by swiping the card 6 times in the first year.

Special benefits

1. Points will give you gifts: Earn one point for every dollar you spend (excluding fixed rebates), and the points can be exchanged for value-for-money gifts;

2. Super long interest-free repayment period: You can enjoy an interest-free repayment period of up to 56 days.

Extended information:

The way to apply for a credit card is to fill in the credit card application form. The content of the application form generally includes the name of the applicant, basic information, financial status or source of income, and guarantor and their basic information, etc., and submit certain copies of certificates and certificates to the card issuing bank.

After the customer fills in the application form truthfully, he or she must also submit relevant credit certificates while submitting the completed application form. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have the applicant's signature.

After receiving the application form and relevant materials from the applicant, the card-issuing bank must review the applicant's creditworthiness. The content of the review mainly includes whether the content of the application form is true. For the applicant, the creditworthiness of the applicant must be assessed. For individuals, the relevant circumstances of the guarantor must also be reviewed.

Dalian Bank-UnionPay Standard Gold Card

Baidu Encyclopedia-Credit Card