1. Third-party online payment: The virtual card can be directly consumed online by third-party online merchants (including domestic and overseas merchants), and the payment rules may be adjusted according to the requirements of different merchants. The payment process is mainly completed by providing the virtual card number, validity period and security verification code.

2. Bank of China online banking payment: The virtual card can be connected with Bank of China online banking, and then online banking payment is enabled, and the payment process is the same as that of the physical card. Cannot receive transfer and transfer out.

3. Telephone payment: The virtual card can be paid by telephone MOTO transaction in domestic merchants. The payment rules refer to the requirements of specific merchants, and the virtual card number, validity period and security verification code are usually required in the payment process.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.