Staging partners should also pay attention to the following points:

The handling fee for prepayment is correct.

Most banks stipulate that once the credit card bill is divided into installments, if you pay the installment fee on a monthly basis, even if you repay it in advance, you still need to pay the fees for the remaining months.

There is a limit to the installment amount of the bill.

Not all the expenses in the bill can be paid in installments. Under normal circumstances, the installment amount of credit card bill cannot exceed 90% of the new consumption in this period.

Temporary lines cannot be phased.

If the credit card has a temporary limit, you can't do installment business. The temporary limit must be paid off in one lump sum, and there is no minimum repayment amount. If you don't return it, it will affect your personal credit information.

The installment of bills does not affect personal credit information.

The installment of bills does not affect personal credit information, only the unpaid or missed repayment date will affect personal credit information.