When JD.COM IOUs buy goods, if the IOUs are not enough, you can choose bank card combination payment to pay. Credit card installment does not support combined payment, and combined payment only supports white interest-free concessions.

1. Enter the JD.COM mobile phone.

2. Enter the product to be purchased and click Buy Now.

3. select online payment on the order page.

4. click submit order.

5. Select the IOUs combination payment.

6. Pay in combination. Payment is completed. Extended information

1. The combined payment is successful, but the balance of the bank card is insufficient, so the payment cannot be made:

(1) Replace the bank card with sufficient balance or use the combined payment with white bars and other methods.

(2) You can also cancel the order first and buy it again later, but you may not be able to enjoy the discount at that time. After the order is cancelled, the white line will be automatically restored.

2. Increase the amount of IOUs:

(1) System withdrawal: IOUs system will withdraw the amount from time to time according to the account usage, and can pay attention to the notification of withdrawal by SMS at any time;

(2) Receive the fixed amount withdrawal package: log in to Jingdong Financial App to receive the weekly withdrawal package.

Reference: JD Finance-What should I do if the amount of IOUs is not enough when buying goods

Reference: JD Finance-JD.COM IOUs FAQ

Reference: JD Finance-How to increase the amount of IOUs?