Not every credit card has the function of deposit. Generally, only IC credit cards can make deposits, because IC credit cards have special electronic accounts, but magnetic stripe credit cards don't. The so-called deposit, in fact, is to transfer part of the amount in the IC credit card to the electronic account of the credit card, which is equivalent to playing the role of an electronic wallet. This part of the money that has been deposited cannot be withdrawn, and it is mainly used for non-input password business consumption.

If your IC credit card has a part of the amount, it is equivalent to having an electronic wallet. The money in this e-wallet can't be swiped casually, and it can generally support some flash payment services. In addition, you can avoid reducing the annual fee by depositing, especially for cardholders who don't swipe their cards often. Credit card deposit is undoubtedly a good helper.

What should I do if my credit card is circled?

1. Users can go directly to the Bank of Communications counter, directly transfer the money deposited in the electronic account back to the Bank of Communications main account, and use the Bank of Communications funds again.

2. Cancel the Bank of Communications card directly at the Bank of Communications counter, and then withdraw the required funds from the electronic account.

3, directly through the POS machine that supports electronic account credit card consumption.