With the development and progress of science and technology, criminals are using endless methods of fraud, and the fraud methods are constantly escalating with various tricks. Cases of telecommunications fraud occur frequently. In order to prevent more people from being deceived, the police remind you. , please be sure to remember the following 10 scams, and inform your family and friends to take precautions together and reduce losses.
Category 1: Loan and credit card fraud
Scammers use "providing unsecured, low-interest loans" as bait, or send group messages to parties providing false website links and Contact information, after the parties get in touch with them, they will step into the trap, ask for a deposit, obtain the identity information and bank account information of the parties, and quickly defraud the money.
Precautionary reminder:
1. Loans do not require a deposit or a bank account. Once you encounter one, it must be fake!
2. Never provide your bank card password and dynamic verification code to strangers! ! Remember, remember! !
3. Do not apply for loans on the Internet at will, and do not provide personal information on the Internet at will!
The second category: Online dating induces gambling, investment and financial management, and lottery ticket fraud
Scammers use "providing unsecured, low-interest loans" as bait, or through dating websites or QQ Use online dating platforms such as WeChat, Momo, etc. to get to know the victim. Then, with the support of professional "scripts", they play the roles of "tall, rich, handsome", "fair and beautiful" and "successful people", gradually gaining the victim's trust and becoming the victim's confidant or lover. When the time is right, scammers often use the "expert mentors" in the group to guide investment, use "other investors" to promote profits, or claim to "know the loopholes of the investment platform" or "internal platform staff" to encourage the victim to join them. Conduct online gambling, investment and financial management, or buy lottery tickets. Scammers initially allow victims to make profits from gambling or investments, often making hundreds or thousands of small profits. After the victim becomes excited, induce him to increase his bet or investment amount. After the victim invests a large amount of money, the scammer controls the system backend to cause the victim's bet or investment to fail. Then, taking advantage of the victim's eagerness to recoup his losses, he is informed that he has mastered more and larger inside information or system vulnerabilities, ensuring that he can recover the lost money and make a fortune. The victim is induced to take out all the funds at home, borrow money from relatives and friends, and even mortgage cars and houses and borrow loan sharks to raise large sums of money. After all the funds are invested, when the scammer realizes that the victim no longer has money to squeeze, he will block the victim's WeChat, QQ, etc., change the name and IP of the website, and start a new round of fraud. The fake website links and contact information are used step by step after the parties get in touch with them, requiring payment of a deposit, obtaining the identity information and bank account information of the parties, and quickly defrauding the money.
Precautionary reminders:
1. Do not invest too much emotion and trust too much in the netizens you meet on the dating platform, and be on guard against others.
2. Don’t easily believe what netizens say about “investing”, “gambling” and “making money”. Don’t be fooled by other people’s claims of making big money and mastering operating rules. Just talk about transnational” and “gambling software”. "Investment platform", "system loopholes", etc., you must be vigilant, there will be no pie in the sky.
3. Don't take chances. If you find signs of a suspected scam, you should stop your losses immediately. Once discovered, If you are deceived, call the police immediately.
4. Investment and financial management, and lottery tickets must be made through formal channels. Do not click or download investment and financial management advertisements at will, and do not register personal identity information in the APP at will.
5. Online gambling is illegal, please do not participate.
Category 3: Impersonating shopping customer service refund fraud
The scammer first collects the victim’s shopping information on the shopping website. Then contact the victim pretending to be a merchant, claims customer service, courier, etc., falsely claiming that the goods purchased by the victim have quality problems or that the goods purchased by the victim are lost or damaged, and the victim is now being compensated. The victim needs to provide his or her identity information, bank account information, etc. Or use fake claims software to ask the victim to fill in his or her identity and bank account information.
The scammer will ask the victim to take out a loan on the Internet, citing problems with the victim's loan or credit report and being unable to repay the claim, and then mislead the victim to directly transfer money or scan a QR code to transfer the money to the scammer.
Precautionary reminder:
1. If you receive a fraudulent call from customer service regarding a refund, contact the seller first!
2. Refunds are generally made on third-party official websites. We will not add WeChat or QQ privately for refunds, and there is no so-called quick refund official account!
3. Keep verification codes and various passwords carefully, and do not click on unknown links sent by the other party.
Category 4: Order-brushing fraud
Scammers will publish false information about orders-brushing through WeChat, QQ, websites, etc., and issue one or two relatively small amounts to the victim. For a single task, the principal and commission will be returned to the victim "as agreed" to fully win the trust of the victim. Then the scammer will gradually increase the number and amount of the order fraud tasks, and at the same time use "how many orders must be filled before settlement" or "Card slip" and other reasons are used to trick the victim into continuing to invest the principal until the victim finds out that he has been cheated.
Precautionary reminders:
1. It is illegal to cheat on your orders and reputation online. Whether you are looking for a job or a part-time job, you must be vigilant and think deeply before taking any action!
2. Do not disclose personal information casually, and do not blindly believe in low investment and high returns. Don’t be greedy for small gains and suffer big losses!
Category 5: QQ fraud by pretending to be friends, leaders and other acquaintances
The scammer will first contact the victim through phone, QQ, WeChat, etc., pretending to be someone the victim knows or has a relationship with the victim people. After the victim replies, he pretends to be the victim's friend, leader, boss, or someone directly related to the victim to further gain the victim's trust. Then they ask the victim to transfer money through bank transfer, WeChat transfer, Alipay transfer, etc. for various reasons such as orders, asking for help, promotion, etc., and make the victim feel that transferring money is natural through false transfers, personality guarantees, etc., and wait until the victim will After the money was transferred to the other party, the victim was completely tricked. When the scammer feels that the victim is still immersed in the mood of "helping others is the foundation of happiness", he will ask the victim to transfer money again. When the victim transfers the money again, the victim has jumped into the grave dug by the scammer.
Prevention reminder:
1. Pay attention to protecting personal information and do not leave true information about yourself and your relatives and friends on computers and networks in public places through QQ, WeChat, etc.
2. When the other party takes the initiative to contact you as an acquaintance through QQ, WeChat, etc., be sure to verify the other party's identity information in multiple aspects, and do not easily inform the other party of bank account information.
3. Before you need to transfer money to the other party, confirm it in person. If you cannot confirm in person, call the other party and confirm by phone before transferring money.
Category Six: False Shopping Consumption Fraud
Scammers send false shopping advertisements over the phone and the Internet to sell a product at a low price to awaken the victim’s desire to shop. Finally, the scammer will ask the victim to pay a small deposit. When the victim feels that the love he loves is about to be obtained, the scammer will use various reasons to force the victim to transfer money to him until the victim empties his wallet.
Precautionary reminder:
1. Good products are not cheap, and good products are not cheap. Online shopping must go through formal websites.
2. If you want to buy good goods, you need to make on-the-spot reference. When the goods are received, you will naturally pay. Once you pay, the goods may not be received.
3. If there is an abnormality in the transaction, call the police in time. The police can help you identify the scammer.
Category 7: Pretending to be a public prosecutor and committing fraud
The scammer claims that the victim has applied for a bank card in a certain place, and there is a large amount of money in the bank card, which is suspected of money laundering, or that the victim has applied for a phone card. And sent a large number of illegal text messages, or said that drugs were found in the victim's package.
The scammer can clearly tell the victim's personal information (name, ID number, home address, etc.), and can also send false legal documents to the victim that the victim is suspected of a certain case. The scammer claims that the victim is wanted for suspected crimes and requires cooperation in the investigation and It requires confidentiality, and even requires the victim to open a hotel or go to a remote and uninhabited place for questioning, and make a transcript of the inquiry over the phone. In order to prove the victim's innocence, the scammer requires the victim to transfer all funds in the bank card to the "safe account" designated by the other party. , saying that the victim’s funds would be returned after the investigation is clear.
Precautionary reminder:
1. When handling cases, public prosecutors and judicial organs will present their certificates or legal documents to the persons involved in person, and will not handle cases through telephone, QQ, fax, web pages, etc.
2. The public security organs do not have security accounts or verification accounts, and they will not allow citizens to withdraw cash, transfer or remit money.
3. Protect personal information, especially bank card passwords and U-shield related information, and never disclose it to strangers.
4. Communication operators, public security, procuratorates, and courts will not transfer calls to each other.
5. If you encounter such a situation, please dial 110 directly to call the police or go directly to the local public security bureau to consult with the police in person.
Category 8: Game equipment fraud
Scammers will first contact the victim via phone, QQ, WeChat, etc., pretending to be someone who wants to buy game accounts, game equipment, or sell game equipment. . After the victim replies to the other party, in order to defraud the victim's trust, the scammer will tell the victim that the transaction must be conducted on a third-party platform to further gain the victim's trust. Scammers pretend to be third-party platform customer service to contact victims. Scammers who have a direct relationship with the victim will ask the victim to transfer money through bank transfer, WeChat transfer, Alipay transfer, etc. for various reasons such as account freeze, wrong bank card number, etc., and wait for the victim to transfer the money. After forwarding it to the other party, the victim was completely fooled.
Prevention reminder:
1. When the other party takes the initiative to contact you through QQ, WeChat, etc., be sure to verify the other party’s identity information in multiple aspects, and do not trust any contact information sent by the other party. .
2. When trading, you must choose a formal trading platform, and conduct transactions after confirming that the transaction funds have reached the formal trading platform.
Category 9: Fake websites and link fraud
Scammers will create fake websites and links, and package them to induce victims to click on the links. When the victim clicks on the link to enter the website to register or enters bank account information, the scammer will steal the victim's identity and bank card information and defraud the victim.
Precautionary reminder:
1. Do not easily install or download text messages, MMS, emails, etc. containing URL links from unknown sources.
2. Keep your personal identity and bank account information safe, and do not tell strangers your password and verification code.
3. Do not click on links or register personal information on false websites at will.
Category 10: Impersonating military and police shopping scams
The scammer claims to be a member of the military, public security, government, etc. to contact the victim and falsely claims that the unit needs to make purchases. The scammer then provides the so-called "supplier" number and allows the victim to contact him. After reaching an agreement with the victim, the "supplier" provides an account number for transfer. As soon as the money was obtained, the "officers" and "suppliers" disappeared into the vast sea of ??people.
Precautionary reminder:
1. The procurement of materials and equipment within the army, public security, and government departments, and the construction of barracks are all carried out through public bidding and bidding in accordance with the law. There are private contracts and commitments to contract projects.
2. When receiving calls from the military, public security, or government departments, be sure to verify them with the relevant local departments.