Many banks allow you to apply for a card for the first time with a limit of more than 10,000, as long as you meet the requirements for applying for the card, have a job, and have proof of assets. Here are some examples:

1. Bank of Communications, if you have an education (college degree or above), a stable job, under 30 years old, the limit for applying for a traffic youth card is about 20,000;

2. China Merchants Bank, if you have a social security or salary card, have an academic degree (college degree or above), the limit is generally more than 10,000;

3. To apply for a credit card, you must have a credit record, repayment ability and assets. Generally, you don’t have a credit record for the first time. Your repayment ability is your job. Only if you have a good workplace can you apply for a card. Your savings are also your assets. Make a time deposit before applying for a card. The better you can apply for a card, the higher the limit.

4. It should be noted that if you are applying for a card for the first time, do not apply for the 4 major banks. Even if the credit limit is very low, choose from a commercial bank