Generally, you can inquire through the following methods:

1. Call the customer service number of the credit card center on the back of the credit card to inquire.

This method generally requires providing a credit card number or ID number for inquiry. Log in to the Credit Card Center website and bind your credit card to directly query relevant information. For the first operation, you may need to provide card number, ID number, query password and other relevant information to register, and subsequent operations will be more convenient.

2. Follow the bank’s credit card public account on WeChat and fill in the relevant information for enquiry.

This method is more popular with everyone. You can check it anytime and anywhere with your mobile phone, and you can set a reminder function on WeChat to avoid forgetting to repay and affecting your credit record.

3. You can check the consumption record of the current bill through the email address or paper bill you selected when applying for a credit card.

Nowadays, environmentally friendly methods are generally chosen, and paper bills are gradually canceled in favor of electronic bills. It is also very convenient to check emails, and detailed consumption details, dates, etc. are all explained in detail.

In short, choose a convenient and suitable query method, use your credit card rationally, develop good repayment habits, and your credit will continue to accumulate bit by bit.

Extended information:

There are more and more emerging repayment methods, but the mainstream ones are online transfer repayment provided by banks and card-to-card repayment at third-party POS machines. payment, and telephone banking repayment and other media.

If you have a fixed habitual repayment pattern and repayment cycle, monthly credit card repayments will become a "little effort" and will never take up too much of your time, let alone go to the bank. There were long lines of people.

Another reminder is that overdue credit card repayments will have serious consequences, so overdraft consumption should be moderate. Although the biggest feature of a credit card is its overdraft function, it actually constitutes a loan relationship between the customer and the bank. Failure to repay when due may not only cause legal disputes, but also bear high penalty interest, and most importantly, Forming a bad credit record will have a negative impact on future work and life.

So when choosing a credit card, you should ask clearly what repayment methods the bank supports, try to apply for a credit card with more diverse repayment methods, and don’t be fooled by petty benefits such as “card-based shopping discounts” , after all, the convenience of a credit card is the most important thing.

Baidu Encyclopedia - Credit Card Repayment