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Visa Credit Card Benefits

What is the annual fee for Visa Credit Card of Bank of China Phnom Penh Branch?

Annual fee for Visa Credit Card of Bank of China Phnom Penh Branch:

1. Gold Card:

(1) Main Card: USD 50/year. Make 6 purchases per card in the first month, and the annual fee for the following year will be waived.

(2) Supplementary card: USD 40/year. Make 6 purchases per card in the first month, and the annual fee for the following year will be waived.

2. Regular card:

(1) Main card: US$30/year. Make 6 purchases per card in the first month, and the annual fee for the following year will be waived.

(2) Supplementary card: USD 20/year. Make 6 purchases per card in the first month, and the annual fee for the following year will be waived.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

What is the scope of use of Visa Credit Card of Bank of China Phnom Penh Branch?

Scope of use of Visa Credit Card of Bank of China Phnom Penh Branch:

1. Consumption:

(1) Support VISA channel POS consumption, pre-authorization, MOTO, online Transactions and other transactions.

(2) The head office conducts POS consumption transactions through this channel.

2. The VISA card single cash withdrawal flow and daily cash withdrawal flow of Phnom Penh Branch are USD1,000. The supported cash withdrawal channels are as follows:

(1) Overdraft cash withdrawal at the counter of Phnom Penh Branch.

(2) The credit balance of Phnom Penh Branch will be returned.

(3) Withdraw cash from ATM in Phnom Penh Branch.

(4) Withdraw cash from VISA channel ATM.

(5) The head office can withdraw cash through this channel’s ATM.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

What is the difference between Visa and MasterCard credit cards?

The differences between VISA and MasterCard:

1. The issuing international organizations are different

VISA credit card is issued by a credit card company located in California, USA. Visa International (VISA International) in San Francisco, California is responsible for operation and management.

MasterCard credit cards are issued by financial institution members that participate in MasterCard International.

2. Different card faces

The most intuitive difference between VISA and MasterCard is that the card faces are different. Cardholders and merchants can clearly distinguish the two cards according to the different logos. Come.

3. Different scopes of application

VISA is more popular in Asia, Australia and other places, because VISA accepts a larger number of merchants in Asia and Australia, making it more convenient to use.

MasterCard’s strength lies in Europe and North America. Friends who often travel to Europe and America can choose Mastercard.

In addition, once you accidentally lose your card overseas, you can request to report the loss to one of the two organizations you belong to and have the card replaced within a short time. The charging standards of these two organizations are different. , the current charging standards are: VISA: US$175/card, Mastercard: US$148/card.

Baidu Encyclopedia - MasterCard

Baidu Encyclopedia - VISA

Is the BOC Visa Platinum Credit Card available in all currencies?

Yes.

The BOC Visa Platinum Credit Card is available in all currencies. This credit card provides the exclusive privilege of waiving foreign exchange fees and repaying foreign currency transactions in RMB.

All currency credit cards are valid at home and abroad. All foreign currency transactions of users are automatically purchased and converted into RMB and credited.

Is there no annual fee for the Bank of China Visa Platinum Credit Card?

The annual fee for the Bank of China Platinum Credit Card is RMB 800 per card. New Platinum Card customers are exempt from the first-year annual fee. In the following year, the annual fee needs to be waived for 12 transactions of 20,000 yuan or more, or 100,000 transaction points can be used to redeem the annual fee; the annual fee reduction policy for supplementary cards is the same as for the main card.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

What’s going on with Bank of China’s Visa Gold Card?

One of the BOC Platinum Credit Cards is called Visa Elite Card, code: 0103.

Platinum credit cards also include the MasterCard Elite Card, code: 0104

UnionPay Elite Card, code: 0105

In addition to being globally accepted, revolving credit, In addition to cash advance, free SMS, flexible installment payment and other functions, Bank of China also provides you with a large credit line of up to 2 million yuan, an interest-free period of up to 50 days, and long-term valid points. plan, exclusive benefits such as comprehensive high-cost insurance, as well as VIP services such as points redemption for airport VIP lounge services, medical and health protection, roadside assistance and other VIP services.

Extended information:

Basic functions

1. The application procedure is simple and convenient

No guarantor, no deposit, no need to deposit cash in advance , you only need to fill in the Bank of China Platinum Credit Card application form and attach copies of identity documents, permanent residence certificates, and financial resources certificates to enjoy premium services.

2. Revolving credit, free interpretation

Consumption first, repayment later, up to 50 days interest-free period, more flexible financial management, free to enjoy your credit.

3. Exclusive services and superiority

Provide various selected preferential merchants at home and abroad covering catering, entertainment, fitness, shopping, etc., and provide a number of exclusive services. Enjoy the best.

4. Worry-free transactions

If a large transaction or abnormal transaction occurs, Bank of China will detect and confirm it with the customer as soon as possible to relieve the customer's worries. In addition, BOC Platinum Credit Card also provides SMS service functions, which include real-time transaction confirmation, automatic repayment result reminders, latest promotion notifications, etc., so that customers can keep track of their credit card account and usage status at any time.

5. Intimate care and customized supplementary card limit

Customers can apply for supplementary cards for designated immediate family members over 16 years old, and freely specify the credit limit of the supplementary card ( Supports integer multiples of 10, up to 100).

6. More repayment methods, more convenient choices

Online banking, mobile banking, "Colorful Life" client, "Bank of China Credit Card" WeChat official account, over-the-counter repayment You can choose from a variety of methods such as repayment and automatic transfer, and you can change the automatic repayment amount at any time; if there is a debt in your foreign currency account, you can easily solve the problem with just one phone call.

7. One world, Chinese service

BOC Platinum Credit Card members are exclusively entitled to the friendly Chinese service provided by Bank of China’s local outlets in 20 countries and regions around the world, allowing customers to stay in a foreign country. You can also enjoy consistent Chinese-language services all over the world.

Bank of China-BOC Platinum Credit Card

This ends the introduction to Visa Credit Card and Visa Credit Card benefits. Did you find the information you need?