As we all know, banks have different bank card grades when handling bank cards, whether debit cards or credit card products. Often, the higher the grade of bank cards, the richer the rights users can enjoy. China Merchants Bank debit card has two levels: ordinary card and gold card. There are three grades of credit cards: ordinary cards, gold cards and platinum cards. The gold card level is relatively high, so what are the conditions for China Merchants Bank to apply for a gold card? Let's get to know each other.

Conditions for handling gold cards of China Merchants Bank

1 Conditions for handling a debit card gold card: Users can apply for a debit card gold card only if their average monthly assets in China Merchants Bank are 50,000 yuan or more, and their assets can be local and foreign currency deposits, funds, insurance, entrusted wealth management, national debt and third-party depository.

2. Conditions for applying for a credit card gold card: The applicant is required to be between 18 and 60 years old and have full capacity for civil conduct; The applicant's credit status is good and there is no bad credit record; Have a stable job and income, and have the ability to repay on time.