The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount.
Peony Credit Card can be used at UnionPay acceptance points in China, Hongkong, Macau, Thailand, South Korea, Singapore and other regions, and settled in RMB, with functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.
Extended data
Peony credit card is settled in RMB, which has the functions of credit consumption, transfer settlement, cash deposit and withdrawal, etc. Peony credit cards are divided into business cards and personal cards according to different card issuers; According to different credit ratings, it is divided into gold cards and ordinary cards.
ICBC credit card is the credit card with the highest circulation in China. At present, ICBC credit cards mainly include Peony International Credit Card, Peony Credit Card and Peony Credit Card.
The annual fee of ICBC is charged after the first use, that is, one year after the account is opened. As long as you pay 5,5000 yuan (3 student cards or 3,000 yuan, Platinum Card10.6 million points free of annual fee or 200,000 free of annual fee) in this year, you will be exempted from the annual fee of that year. At the same time, ICBC does not charge an annual fee for opening credit cards.
Local banks have no handling fees; RMB withdrawn from different places is charged at 1% of the amount, with the lowest 1 yuan and the highest 100 yuan; Foreign currency is charged at 2.9% of the amount, with a minimum of HK$ 3, US$ 3 or Euro (including domestic and overseas). Platinum cards are free for domestic transactions.
Baidu Encyclopedia-ICBC Credit Card