Consequences of owing credit card money:

1, there will be a penalty interest if it is overdue, with a daily interest of five ten thousandths.

2. The bank will take it back.

3. If the bank fails to recover it, it will report the overdue information to the Personal Credit Information Center of the People's Bank of China. As a result, personal default information was reported by the whole financial industry, and it was impossible to apply for business from other financial institutions. As an individual, once personal credit information is hacked in the banking industry, the later days are actually very sad.

You can sue the bank for repayment. Now you have no money to repay, but as long as you have money in your bank account, you will deduct it directly.

5. If it is not returned, it may be suspected of credit card fraud. You need to go to jail.