you can use a password card or a U shield for transfer payment, and you need to bind your mobile phone to enable transfer payment. . Generally, mobile banking needs to log in with a bound mobile phone, but if you use a mobile banking client, for example, use Huawei P3 Android mobile phone and download the mobile APP of ICBC from the application mall, you can log in directly. You don't need to bind the mobile phone, just enter the bound mobile phone number and password when logging in.

Extended information:

1. Method of opening ICBC mobile banking:

1. Opening of outlets: Please bring your valid ID card, bank card or current passbook to any business outlet in China;

2. Self-service opening: Huawei's mobile phone P3 Android system, the mobile APP mall search ICBC, download the ICBC mobile app, log in to the mobile banking client, and select the "Login-Self-service Registration" button to handle it.

3. Open online banking, and mobile banking will be opened simultaneously. Please use online banking information to log in.

2. The specific steps of opening mobile banking through opening online banking are as follows:

1. Lenovo Computer, Google browser opens Baidu search, enters "ICBC" in the search bar, finds China Industrial and Commercial Bank official website after the search and clicks Enter.

2. After entering China Industrial and Commercial Bank official website, find the item "Registration" under the personal online banking login, and click Enter.

3. After entering the registration page, enter various personal information, and click Next after confirming that it is correct.

4. After submitting the application, the system page will prompt the results. If online banking has been opened, it can show that it has been registered successfully, that is, mobile banking has been opened.

what are the conveniences of ICBC's mobile banking app?

You can check and click on my account anytime and anywhere, and the consumption record is clearly visible. Compared with the past, you have to go to the business hall to make a bill, which is much more convenient.

2. Transfer and Remittance Click Transfer and Remittance, and then fill in the basic information such as the collection name and card number, and you can transfer money in the same bank or across banks.

3. Convenient Investment and Financial Management Click Investment and Financial Management. There are many choices for users to choose from in investment and financial management, which greatly enhances their investment choices.

No need to go to the business hall to pay for living expenses. It's convenient and quick to pay with one click on the mobile phone.

In the past, there was no water fee. If there was no electricity, you had to go to various coal and water business halls to pay. After you have the mobile banking app, you can pay with one click on the app and finish it immediately.