Can I use a credit card for Alipay payment?

1. Credit card payment is not available for Alipay transfers, but you can pay with credit card when spending money at merchants or shopping.

2. If Alipay binds credit card consumption, it will generally be counted as an online transaction. However, most banks' regulations on points accumulation are that online transactions do not count points. However, some banks that cooperate with Alipay, or some co-branded credit cards, such as Taobao co-branded cards, JD.com co-branded cards, airline co-branded cards, etc., can also accumulate points for consumption after binding Alipay to such cards.

3. If Alipay binds credit card consumption, most banks, such as Industrial and Commercial Bank of China, China Merchants Bank, etc., will count card swiping, and the bank will include the consumption in the number of card swiping times. Like many banks, the annual fee can be waived if you make enough purchases each year, so you can also bind credit card consumption through Alipay to waive the annual fee.