Some people may wonder, why do banks not approve credit cards even though they have very good credit? Next I will explain the reason to you.

1. The card type applied for does not meet the requirements. There are several types of credit cards: regular card, gold card, platinum card, and diamond card. Different levels of credit cards have different requirements for applicants. Platinum cards and diamond cards not only have high limits, but also have many privileges, so everyone wants to apply for them. However, if your conditions do not meet the standards, you will be rejected no matter how good your credit report is.

2. The occupation is prohibited by banks. Don't think that banks are fair. In fact, banks also look at people with colored glasses. If your occupation is prohibited by the bank, even if you have good credit, you will be rejected.

3. The working place is not in the city where you are applying. If the city where you apply for a credit card is not the same as the city where you are located, the bank will think that you are not stable enough, so you may be rejected.

4. Frequently apply for credit cards in a short period of time. If you apply for credit cards frequently in a short period of time, the bank will mistakenly think that you are a high risk, so it will be easily rejected.

5. The applicant’s information cannot be verified. After the applicant submits the information, the bank will send personnel to verify the authenticity of the information. If your information cannot be verified or the information is untrue, the bank will also turn you away.

6. The applicant has a low income. If your income is too little or not at all, you are more likely to be rejected.