Nowadays, using credit cards has become a habit for office workers. Most people also know that if they no longer want to use a card, they should cancel it in time to avoid causing large expenses. However, is it very safe after canceling the card? The editor reminds you to pay attention to two things after canceling:

1. Pay attention to canceling the account while canceling the card. Some banks will charge account management fees because the account cancellation procedures are not completed in time. In addition, if you apply for a bank credit card again next time, you will not be able to enjoy the new customer treatment without closing the account. Generally speaking, banks will not process it immediately after receiving a customer's account cancellation notice. There needs to be a time limit. Within this period, the bank will check whether there is any debt on the credit card. It needs a time to confirm, usually around 45 days. After completing the account cancellation, it is best to wait one month before calling the bank customer service for confirmation.

2. Remember to destroy the credit card after canceling it. After canceling the card, you cannot use it for swiping, cash withdrawal, online banking, etc. However, there is one situation where it can still be used: on an airplane or cruise ship, since there is no card swiping line, manual bill pressing is used when making purchases, that is, pressing the protruding part of the credit card into the bill. , as a transaction voucher. The on-board staff only needs to present the indented receipt to settle the bill, and the bank cannot refuse it, even if your card has been cancelled. And the costs incurred are also borne by you. Therefore, after canceling a credit card, remember to destroy the credit card. You can use methods such as cutting the card or punching holes to destroy the magnetic strip.