If the money owed by her credit card after her husband's death is used for family life and belongs to the same property of husband and wife, it is related to her, and her spouse needs to bear the corresponding repayment responsibility, because the debts owed by husband and wife should be repaid by both husband and wife. Legal objectivity:

Article 164 of the Civil Code, which came into effect on January 1, 221, refers to the debts that both husband and wife * * * sign with the same meaning or that one of them ratifies afterwards, and the debts that one of them owes for the daily needs of the family in his own name during the marriage relationship, which belong to the same debts of husband and wife. The debts incurred by one of the husband and wife during the marriage relationship in their own name beyond the daily needs of the family do not belong to the same debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's * * * life, * * * production and operation, or based on the same meaning of both husband and wife.