A card with a restricted credit card means that the credit card has been frozen and no transactions can be made with the credit card. There are many reasons for restricting credit cards, as follows:

1. The credit card is stolen or used abnormally;

2. The credit card has not been paid off;

3. There are risks in the credit card trading environment;

4. The credit card is suspected of cashing out.

No matter what happens, the cardholder should contact the issuing bank in time, actively cooperate with the bank investigation, and lift the restricted status of the credit card.