The consumption on the bill date depends on the settlement time of the merchant. In general, the merchant will settle the account on the second day of your consumption, so the consumption on the bill date will appear on the next bill. However, if the merchant settles in time, it will be settled on the same day, and the consumption on the day of the bill date will be on the current bill. The payment on the day of 10 can be deducted from the current bill.

When is the best date for the credit card bill?

First, it depends on when your salary is paid, and you can pay back your credit card when you get paid, so you'd better choose the date after your salary is paid;

Second, if you have multiple credit cards, you should first list the bill statement of each card.

Then, according to the date that can be modified, it is set to three days, namely, before 15, after 15, and after 15, which can avoid the overlapping of credit card billing dates and enjoy a longer interest-free period according to different repayment dates.

Can I set up my own credit card bill?

This is not allowed. After the credit card is approved successfully, the system will generate a bill.

1. China Merchants Bank: Only one date can be selected on the 5th, 7th, 10, 12, 15, 17, 22nd and 25th, and it needs to be modified by phone.

2. China Construction Bank: only from No.2, No.5, No.7, 10, 12, 13, 15, 17, 19 and 22.

3. Minsheng Bank: 1, 3, 6, 9, 13, 16, 2 1, 26, 28, you can only choose one of these dates, and you need to change it by phone, and you can only change it 1 time a year.

4. Ping An Bank: Only one date can be selected on the 5th, 10, 15, 20th and 25th, and it needs to be revised by phone, and it can only be revised twice a year.

Billing date and repayment date:

The credit card billing date is the day when the issuing bank records your consumption in the last period (billing cycle), makes payment settlement and sends paper or electronic bills. Corresponding to this is the credit card repayment date, that is, for non-cash transactions, the date from the bank bookkeeping date to the due repayment date is the interest-free repayment period, that is, the repayment date.

First, if there are too many credit cards and the card management is reasonable, more interest-free dates can be won for banks. If the billing date and repayment date are not planned well, setting them on duplicate or similar dates is quite unfavorable to the flow of funds.

Second, if there is no money to repay temporarily, you can extend the repayment date by modifying the bill. Many card friends believe that the credit card billing statement stipulated by the bank is not so satisfactory. For example, it is really a very sad thing to repay the loan first and then pay the salary.