The card is not activated and there is no annual fee.
Except for some annual fee cards, Ping An Credit Card is exempt from annual fee in the first year, the main card is exempt from annual fee in the following year after swiping for 6 times in the current year, and the supplementary card is exempt from annual fee for life. If you don't specify an annual fee card, you can reduce the annual fee as long as you meet the credit card conditions, and you don't have to worry about being charged an annual fee after activation.
About quota sharing:
All cards (including supplementary cards) of Ping 'an personal credit card account share the same amount, and multiple credit cards handle it, and the amount is not accumulated.
For example, the credit card limit is 20,000, and there are 2 credit cards under the name; If one card runs out of 6.5438+0.5 million yuan, then the available amount of the other card is 5,000 yuan.
Except for Ping An RT Mart Card, Business Card, Jintong Card and Huayang Card. These cards are calculated separately with independent accounts, credit limits, billing dates and repayment status, and are not shared with other Ping An credit cards.
Does Ping An Bank share the credit card quota?
The quota of the same account is shared with the high line. You can log in to Ping An Pocket Bank-Credit Card-My Bank. For example, if your first card has a quota of 5000 and your second card has a quota of 20000, then the two cards share a quota of 20000. If you have any questions, you can click on the link below to select the online customer service icon in the upper right corner of the homepage-credit card or follow the official account of Ping An Bank credit card WeChat (paxyk955 1 1) for consultation.
Does Ping An Bank share the credit card limit?
All cards (including supplementary cards) of personal credit card account of Ping An Bank share the same credit limit, and the credit limits of multiple credit cards are not accumulated (except RT Mart card, official card and Jintong card, the account limits can be used separately).
Do two Ping An credit cards share the same credit card?
All cards in Ping An Bank's personal credit card account share the same amount.
The amount of any credit card depends on the effective income provided by the individual during the application process and the value of the asset guarantee. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit.
Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.
Extended data:
Relevant clauses of China Construction Bank Longka Credit Card Collection Agreement
Party A shall abide by the limit stipulated by Party B when handling the cash advance business of credit card. If the withdrawal limit standard changes, Party B will make an announcement in advance and implement it. Unless otherwise stipulated by Party B, the cash advance business pays the handling fee by transaction and does not enjoy the interest-free repayment period. Party B shall collect interest from the bank bookkeeping date. See Article 6 of Section III "Reconciliation and Repayment" of this Agreement for the interest rate standard.
Party A deposits the funds into the credit card. If there is arrears in the card, or if there is arrears due to Party A's consumption and cash advance business after depositing funds, the deposited funds will be used as repayment to offset the arrears immediately. After offsetting the arrears, the remaining funds will become the overpayment in Party A's credit card.
Party B shall not pay interest on the overpayment of Party A's credit card.
Baidu encyclopedia-credit card limit
Baidu Encyclopedia-Ping An Bank
Share quota-Baidu Encyclopedia
I have two Ping An credit cards. Are they all the same amount or can I only use one?
The amount of all cards (including supplementary cards) in Ping An Bank's personal credit card account is shared, and the amount of multiple credit cards is not accumulated. For example, your credit limit is 20,000 yuan, and there are two credit cards in your name. If one card runs out of 15000 yuan, the available amount of another card is 5000 yuan.
Credit card limit, that is, credit card available limit, refers to the maximum amount that your credit card can use. Including the credit limit (that is, the maximum overdraft limit of a credit card) and the amount deposited in the credit card. The amount of any credit card depends on the effective income provided by the individual during the application process and the guaranteed value of the assets. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the amount obtained. Therefore, the applicant must provide proof of income and the form of asset guarantee. Asset guarantee includes not only fixed assets such as real estate and automobiles, but also current assets such as savings and bonds. Sustainability means insisting on long-term consumption with credit cards after owning them. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze for a long time after a period of time. The frequency is to swipe your card where you can spend as much as possible. Credit cards do not consider the amount. The more credit cards and businesses, the better. If you swipe your card at one time, it is easy for the bank to think that there is a suspicion of withdrawing money by credit card, and it is difficult to get the amount. The number of credit cards at different levels varies greatly:
1. Credit card limit:
The credit line of Puka is usually between 10- 10000 yuan, and even the credit line of some banks is 1-10 yuan. Some people have obtained a credit card with a credit limit of 0 and need to deposit before spending;
2. Gold card limit:
The approval of gold cards is stricter than that of ordinary cards, and the amount is also higher. The card faces are mostly gold, and the amount is between 10000-50000 yuan. Usually, the annual fee can be reduced or exempted according to the number of swipes;
3. Platinum credit card limit:
The surface of the platinum card is silvery white with the letter P or platinum. The credit line is between 50000 and 500000, and the previous annual fee is between 2000 and tens of thousands of yuan;
4. Unlimited credit card limit:
The color of cards is usually black, also known as black cards. There is no upper limit for the amount exceeding 500,000.
Is the credit card limit of Zhang Pingan Bank shared?
Yes, the total amount of credit cards in the same bank is shared. It is recommended to use cards with more points rules.
Ping An credit card quota sharing and Ping An credit card quota introduction are completed. I wonder if you found the information you need from it?