1. No matter whether you have a UnionPay single-currency or dual-currency credit card, there is no handling fee for swiping your card locally and taking the UnionPay line.

2. there is no handling fee for swiping the global payment dragon card (or a credit card with specific global payment automatic foreign exchange purchase function) regardless of taking the UnionPay line or the international organization line, and the transaction amount is automatically converted into RMB.

3. swipe an ordinary dual-currency credit card and take the international organization route. After the transaction, it will be recorded in US dollars (or euros) and 1.5% of the exchange fee will be earned.

Therefore, it is suggested to set up a global payment dragon card (with VISA or MASTERCARD logo) of CCB, so that no matter where you use it, there will be no exchange fee.