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1. Online application: Ping An Bank provides online application for credit card loans. Submit a loan application through Ping An Bank's official website or mobile banking app.

2. Telephone application: Apply for a credit card loan by calling the customer service hotline of Ping An Bank. The bank's customer service staff will provide detailed information and guidance on the application.

3. Credit card installment payment: If you already have a Ping An credit card, you can meet your loan needs through credit card installment payment. For specific installment payment conditions and interest rates, you can consult the customer service staff of Ping An Bank or check the information on the official website.