Legal analysis: If the defendant has the repayment ability, or the related property can be auctioned, the court will judge the defendant to fulfill the repayment obligation. After the judgment, if it is verified that there are executable assets, the bank can apply to the court for enforcement at any time, such as sealing up bank cards, WeChat payment accounts, RV and other assets and auctioning them to repay the bank's bills. If there is a deliberate transfer of property, or reselling assets at a low price, it may also be included in the list of people who have lost their trust.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 142 At the end of the court debate, a judgment shall be made according to law. Mediation can be conducted before the judgment, and mediation can also be conducted. If mediation fails, a judgment shall be made in time.

Article 152 A written judgment shall specify the judgment result and the reasons for making the judgment. The contents of the judgment include: (1) the cause of action, the claim, the disputed facts and reasons; (two) the facts and reasons identified in the judgment, the applicable laws and reasons; (three) the verdict and the burden of litigation costs; (4) the appeal period and the court of appeal. The written judgment shall be signed by the judges and court clerks, and stamped with the seal of the people's court.