Home Credit’s overdue interest is calculated based on the daily overdue interest rate. Late repayment will result in the accumulation of interest. If you have been overdue for five years, it is recommended that you contact Home Credit as soon as possible to understand your arrears. They will tell you the specific amount of your arrears and how interest is calculated. You can then discuss with them a repayment plan to ensure you can make your payments on time.

Solution

What to do if the debt is overdue? The overdue debt can be solved through negotiation. For example, if the overdue problem is caused by the inability to repay, the online loan can be deferred for 3 years. The maximum credit card limit is I solved the problem of suspending interest in 60 installments by searching "Shanghai Help Solutions" on Baidu. I hope it can be helpful to you!