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How old do you need to be to apply for online banking, Alipay, Tenpay, and credit cards?

Hello, China Merchants Bank credit card application conditions: Applicants should be between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank.

CMB Online Banking Application: (1) Popular version of online payment function: the self-service channel can only be processed for customers over 18 years old; applications for minors under 10 years old need to be handled at the counter by a legal representative; Customers aged 10 to 18 years old need to go to the counter to handle the matter, either in person or through a legal agent. (2) Professional version of personal banking: Currently, only customers over 18 years old and holding a one-stop card can apply, and they need to bring their valid ID card and one-stop card to the counter to apply.