Many cardholders have had their credit cards stolen and have complained to the bank to no avail. The bank believes that it is not its responsibility and requires the cardholder to bear the loss of the theft. If it is determined that the responsibility is not on them but the bank does not accept it, everyone needs to sue the bank. . In order to successfully sue the bank and recover losses, everyone must prepare materials that are beneficial to them when suing the bank. Let’s take a look at it below.

The following materials are required for prosecution: (1) Proof of identity of the original defendant, that is, a copy of the cardholder’s ID card, a copy of the business license of the account-opening bank or card-issuing bank (you can check and print it on the Red Shield website ); (2) Account opening agreement, if not, a copy of the credit card is acceptable; (3) Account details that reflect the transactions involved; (4) Report receipt; (5) Inquiry record or card issued by the police station when reporting the case Proof on the person's body; (6) ATM transaction receipts after the card was stolen.

Some cardholders have dealt with similar cases and believe that it is beneficial for the cardholder to provide the following evidence after the credit card is stolen: (1) Report receipt. The function of the report receipt is that when the court is unable to ascertain the facts, if the cardholder reports the crime, it will be deemed that the cardholder is willing to bear the adverse consequences of the false report, and it is presumed that the cardholder is a person in good faith (that is, he did not withdraw the money himself) Falsely claiming to have been stolen). (2) Ask for transcripts. When reporting a crime, the police station will make a record for the person who reported the crime. If the caller really reports the crime, please be sure to show the original bank card and explain to Uncle JC that the bank card involved is on you, and please write it in the record. Some police stations will also copy the bank card of the person who reported the crime and issue a certificate to the person who reported the crime. (3)ATM receipt. If it is inconvenient to report the crime to the police station, after the bank card funds are stolen, please go to the ATM nearby to make a cash withdrawal transaction to prove that the bank card is with you. The above three pieces of evidence are more favorable to the cardholder. If the bank cannot provide sufficient evidence to prove that the cardholder is obviously at fault for the theft of funds, the court will generally order the bank to bear 70% of the capital loss and the cardholder. 30 at your own expense.