if the user has a Huawei mobile phone and needs a useful card, and the rights and interests provided by Huawei card are exactly what the user needs, then you can try to apply for Huawei card. And users don't have Huawei mobile phones, or there is no demand for cards, so there is no need to apply for Huawei card. Huawei card is essentially a credit card. Whether to apply or not depends mainly on the needs of users.
after applying for Huawei card, users can reduce the annual fee by swiping the card. as for the specific rules of annual fee reduction, the application page will show it.
Huawei Card is an exclusive digital credit card created by Huawei, UnionPay and cooperative banks for Huawei mobile phone users. It has both digital and physical dual-card attributes and is committed to providing users with a minimalist, secure, transparent and healthy digital credit card service experience. In 22, Huawei made its debut at the spring new product online conference.
Huawei card has no credit card points, but the rights and interests of Huawei Card are very bright. Even if there are no points, interested users can try to apply.
in addition, as a platinum card, Huawei Card is free of annual fee in the first year, and the annual fee for the next year can be reduced by using Huawei Pay.
Advantages and disadvantages of Huawei card Credit card:
Advantages: In essence, Huawei Card Credit Card is a digital virtual card, which is convenient to use. You can directly bind the card to Huawei wallet without manually entering the mobile phone number and verification code.
in terms of rights and interests, you can enjoy the annual fee exemption in the first year, and Huwei Pay pays the annual fee exemption in the next year; Pen cash back; VIP room courtesy, flight delay insurance, brush theft insurance, aviation accident insurance, 9-share exchange, 9 yuan movies, wonderful 365 and other benefits.
Disadvantages: the consumption will return to the existing limit, not every payment will be returned, and Huawei wallet is required for online payment; In terms of credit limit, some users reported that if they had applied for a credit card in CITIC Bank before, the credit limit would have an impact if they applied for a Huawei Card credit card again.
if users want to APPly for Huawei card, they can directly enter Huawei wallet app and click "Apply Now", or they can apply through the official channels of China CITIC Bank and get a physical card.