Hello, there are two types of installments. One is to use your credit card for installments directly at the time of purchase, and the other is to pay the full payment online at that time and then apply for installments from the credit card issuer. The former requires a bank credit card supported by Dell (such as China Merchants Bank), while the latter is supported by almost all credit card issuers.

If you pay by installment directly when purchasing, you can choose the number and amount of installments prompted on the webpage. If you apply for installment to the bank after the payment is completed, you will need to pay the corresponding handling fee according to the bank's installment regulations. Regardless of the installment, the money is paid to Dell in one lump sum by the bank, and the cardholder repays it to the bank monthly. See for yourself which installment plan is more cost-effective and costs the least.