If your card has the logo of the following organization, you can spend it abroad. Some regions, such as Hongkong, Taiwan Province Province, Macau and some Southeast Asian countries, can also use the UnionPay channel to swipe their cards directly. UnionPay cards start with 6.

Visa- start with card 4?

MasterCard-starting with card number 5?

Diners Club (Diners Credit Card)-Card 3 begins.

American Express (American Express Card)-Card number 3 starts.

JCB？ -The beginning of the third card

The simplest way to distinguish, in addition to the UnionPay logo, you can swipe your card abroad.

Credit cards of domestic card-issuing banks all have dual-currency credit cards of RMB and USD. You can freely choose credit cards issued by MasterCard or VISA member institutions, which can be used basically all over the world.

From the practical point of view, there is almost no difference between the two. You can swipe your MasterCard almost anywhere you can swipe your Visa card overseas.

In addition, you don't need to pay the currency conversion fee when you use the UnionPay network to swipe your card in Singapore, and you don't need to purchase foreign exchange when you return to China to repay in RMB.