ICBC's credit card expires and becomes invalid. The validity period of ICBC credit card is usually 3-5 years, but the actual validity period of the card you hold shall prevail.
The validity period of credit cards is mostly below, mainly in the form of "xx/xx", with the front representing the month and the back representing the year.
If the ICBC credit card is not activated, it is impossible to handle deposits, transfers and other businesses. If the user wants to activate after the validity period, then the user can only log out and apply for a new card.
2. What is the activation process of industrial and commercial credit card (debit card)? Will you refuse?
There are many ways to activate industrial and commercial credit cards (debit cards), such as outlets, online banking, ICBC e-APP, official WeChat account, customer service telephone number 95588, etc.
Taking ICBC e-Life APP as an example, the activation process of industrial and commercial credit cards (debit cards) is introduced below:
1. Log in to ICBC e-Life APP；;
2. Enter the "financial" page;
3. Click "Card Activation";
4. Fill in the information according to the requirements of the page to ensure that it is correct;
5. After submission, activation is successful.
In addition, if it is an industrial and commercial credit card (debit card) applied by a new customer online, you can only bring the credit card (credit card), valid personal identity documents and a card receipt confirmation letter to the bank branch counter for activation, and you need to go through the face-to-face signing process. If the interview fails, the activation of the credit card (credit card) will be rejected. However, as long as the information provided is accurate, other ways to activate credit cards (debit cards) will not be rejected.
3. Is it troublesome to activate ICBC credit card for the first time online? What do you need? ...
no problem
As long as the bank outlets are open, you can activate them at the counter with your personal ID card.
4. How long will ICBC's credit card (debit card) be extended?
ICBC's credit cards (debit cards) generally need 6 credit cards (debit cards) to apply for a credit line increase, but there is no guarantee.
Cardholders can apply for credit through ICBC outlets, ICBC mobile banking app, ICBC online banking and other channels. In the process of applying for credit extension, it should be noted that if the credit card (debit card) has expired before, then don't apply. Generally, it is necessary to ensure that the card is used in a good habit and cannot be overdue. It should be more than 30% of the total credit.