"Jingdong Baitiao" is an Internet credit consumption product. It has been warmly welcomed by users with its consumption experience of "consume first, pay later, real-time approval, and installment as you wish".

How much is the JD Baitiao quota?

The quota for new users is not high, usually about 3,000 yuan, and the quota for old users will be higher, up to 15,000 yuan. JD.com’s Baitiao quota is not achieved overnight. JD.com conducts risk ratings on users’ consumption records, delivery information, return information, shopping reviews and other data on JD.com at regular intervals. The better the user's credit status, the faster the credit increase will be.

What can be done to increase the limit?

1. Frequent shopping on JD.com

Users who frequently shop on JD.com can quickly increase the limit of JD Baitiao. It should be noted that consumption should be moderate and avoid excessive overdraft.

2 Bind bank card

Bind JD Wallet to a savings card or use the wallet balance to repay. You can choose a commonly used credit card with a high limit and maintain a certain amount of repayment every month. Well, letting JD know the user’s spending power will help increase the quota.

3 Baitiao installment

Similar to credit card installment, Baitiao installment allows JD.com to make money. When JD.com makes money, it will naturally be willing to increase the amount.

4 Increase the quota during the event

For example, during special holidays, such as Double Eleven, Chinese New Year, June 18th, etc., the official will usually take the initiative to give users quota, and the user The approval rate for independent application quotas will also be higher.

The above are some contents of JD Baitiao, you can pay attention to it.