If it is a CMB credit card, there is a 3-day grace period (no need to apply) for credit card repayment (including e-installment), and the minimum repayment within three days from the repayment date will not affect your credit history.

For example, the final repayment date is the 5th, and it is normal to delay repayment for 3 days until 24: 00 pm on the 8th of that month.

Overdue repayment for more than three days will generate liquidated damages and interest, and affect your personal credit and subsequent loan application. I suggest you return the money to your credit card as soon as possible.

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1. Failure to pay off the current bill within the due repayment date (including 3 days grace period) is overdue.

2. If the card has been deactivated and needs to be restored, please call the customer service phone of the credit card center for consultation.

3. It is suggested that China Merchants Bank's credit card be repaid by transfer from other banks 1-2 days in advance, and the account has a time limit.

4. Full repayment does not generate expenses, and the minimum repayment amount will generate interest expenses.