The bookkeeping date of card A is 10, and the repayment date is 30 days;
The billing date of card B is 20th, and the repayment date of the next month is10;
The billing date of C card is 30th, and the repayment date is 20th of the following month.
Then in the middle of 1 month, swipe your C card from 1 to1,swipe your A card from 1 1 to 20, and swipe your B card from 2 1 to 30, which can effectively alleviate the cash shortage.
Second, the credit card is settled according to the billing date and repayment date, not according to 1 month 1 day, so customers have the opportunity to use a longer interest-free period. The shortest interest-free period advertised by the bank is 20 days and the longest interest-free period is 50 days. For example, if you swipe your card on June 6, it will not be charged to the bill until July 5, and then repay it on July 25, which means that you have spent the money.
Third, a credit card has a billing date and a repayment date, generally with a difference of 20 days (this time is equivalent to enjoying the interest-free loan from the bank). If you recharge your account on July 1, it will generally be returned on July 2 1, which is the basis;
Extended data
Activate bank card
Because the credit card application is approved by post, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.
After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.
identify
The credit card has at least the following information on its surface:
Front: name and logo of the issuing bank, credit card type (organization logo) and holographic anti-counterfeiting logo, card number, English or pinyin name, activation date (generally calculated to month) and effective date (generally calculated to month). The chip is attached to the front of the newly issued card, and the chip account and the card magnetic stripe account are two relatively independent accounts.
Back: the magnetic stripe of the card, the cardholder's signature column (which must be signed after activation), the service hotline, the four or all digits after the card number (to prevent fraudulent use), and the credit card security code (the three digits immediately after the signature column on the back of the credit card are used for credit card activation, password management, TV, telephone and online transactions, etc. ).
Refer to Baidu Encyclopedia Credit Card