Different banks have different regulations on the handling fee for credit card overdraft withdrawal. For example, Ping An Bank stipulates that the domestic overdraft withdrawal fee is 2.5% of the cash withdrawal amount, with a minimum 25 yuan for each transaction; The handling fee for overseas UnionPay overdraft withdrawal is 3% of the withdrawal amount, with a minimum 40 yuan for each transaction; Overseas Master, JCB and Visa overdraft fees are 3% of the cash withdrawal amount, with a minimum of $5 each.

China Everbright Bank stipulates that for domestic cash withdrawals, a cash withdrawal fee of 2.5% of the transaction amount is charged, and the minimum charge for each cash withdrawal is 10 yuan RMB; The minimum charge for withdrawing US dollars in cash is $3. The minimum fee for each euro card is 3 euros, and the cash withdrawal from the bank channel is free; For overseas cash withdrawal through UnionPay network, the cash withdrawal fee is charged at 3% of the transaction amount, of which the minimum cash withdrawal fee in US dollars is US$ 5; The minimum fee for non-USD cash withdrawal is RMB 65,438+05; For cash withdrawal through the non-UnionPay network, VISA card, MasterCard card and JCB card are charged a cash withdrawal fee of 3% of the transaction amount, with a minimum fee of 5 USD per transaction and a minimum fee of 5 USD per transaction for Euro card.