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Wechat official account rewards cannot be paid by credit card.
Yes, the credit card bound in WeChat can only be used for consumption, and red envelopes, rewards and WeChat transfers cannot be paid by credit card.

The use of credit cards bound in WeChat can be used to recharge phone bills, buy things and so on.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.