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What is the difference between bank debit card and credit card?

The differences between debit cards and credit cards are as follows:

1. The consumption methods are different: with a credit card, you can consume first and pay later, but with a debit card, you must have money in the card before you can consume.

2. The card number design is different: the card number numbers of credit cards are all embossed, while most debit cards have flat fonts (of course this is not absolute, many debit cards now also have embossed numbers) ).

3. The marks are different: Some dual-currency credit cards have VISA or Master marks on the front, but none of the debit cards have them.

4. The signature field is different: the signature field of credit cards has 7 digits, while most debit cards do not.

5. The signature dates are different: the front of the credit card has the pinyin of the cardholder's name and the credit card expiration date, while the front of the debit card does not have the pinyin of the cardholder's name, and most debit cards do not have it either. Validity date.

Extended information:

Ease of use and popularity: Due to the ease of use and wide popularity of debit cards, debit cards are also one of the most commonly used payment tools in electronic trade. one. Signature debit cards from some of the world's leading brands are accepted at more than 20 million points of sale worldwide. Ease of use is one reason why debit cards are becoming increasingly popular.

Debit cards not only save you the trouble of carrying cash, they are also easy to use, make payments quickly, and the monthly statement (or statement) can clearly show all transaction records.

Safe and reliable: Debit cards have the same security as credit cards. If you lose your debit card or suspect it has been stolen, you should report the loss to your bank immediately to prevent others from using it and reduce losses.

Remember: Although the card issuer provides you with consumption protection, it does not mean that you can ignore your debit card; debit cards are like money in a bank account and should be properly kept.

Reference: Baidu Encyclopedia-Debit Card