There are many repayment methods: bank counter, ATM, peer transfer, online banking transfer, inter-bank transfer (quick money network), Alipay repayment and so on. You can also associate automatic repayment. This is your repayment.

for credit cards, you should remember your billing date and repayment date. The billing date is the sum of your overdraft amount last month, and then you pay it back before the final repayment date, which usually takes 2 days. If you swipe your card after the billing date, you will have 5 days of interest-free time. If you swipe your card the day before the billing date, you will only have 2 days of interest-free time. Interest is calculated from the repayment date until you pay it back in full.

At present, there are four main credit card processing methods in China Bank, which are introduced in detail here. You can choose the credit card processing method that suits you. 1. I personally go to the business outlets of China Bank to obtain the application form, fill in the relevant materials and submit the relevant certificates under the guidance of the salesperson, and then submit all the materials to the credit card department of China Bank for approval. Second, look for bank staff who set up stalls in crowded places such as shopping malls and squares. Nowadays, credit card issuance in various banks is very heavy, and many banks send people to set up stalls outside to handle cards. You can go to such a place, and the staff will guide you on how to prepare the application materials. Third, find a local credit card salesman to go to the door, because these salesmen get a corresponding commission every time they make a card, so they will help you prepare the materials very carefully. Too much service is much better. You can go to the Credit Card 123 channel, the largest salesman platform in China, to find a local credit card salesman. However, it needs to be noted that the current salesmen are mixed, so please be careful to prevent being cheated. 4. Online processing of China Bank Credit Card, in fact, the process of online processing of China Bank Credit Card is not very mature. Online processing can only download the application form from the Internet, and then mail it to China Bank Credit Card Center. The process is probably downloading the form online-filling in the form and attaching materials-mailing it to China Bank Credit Card Center-telephone credit investigation-card approval-mailing the credit card to you. That's all the contents of the guide for handling credit cards in China. Among these methods for handling credit cards in China, the first method is the most commonly used and the safest. It is recommended that cardholders adopt the first method.