According to the data released by the Supreme People's Court, in 2022, the national courts concluded more than 20,000 cases of credit card fraud1.2000, among which cases involving illegal credit card business accounted for a relatively large proportion. Moreover, in recent years, with the development of internet finance, some cases of illegal credit card business activities by criminals using online platforms have also increased. These cases have seriously violated the legitimate rights and interests of consumers, and caused adverse effects on social security and financial order.

The crime of illegally operating credit cards is a serious economic crime, which will not only lead to personal property losses, but also have a negative impact on the whole society.