Current location - Trademark Inquiry Complete Network - Overdue credit card - Swipe the CMB visa card for pre-authorization. The merchant has also completed the pre-authorization, but the bill shows consumption. How to solve the problem?
Swipe the CMB visa card for pre-authorization. The merchant has also completed the pre-authorization, but the bill shows consumption. How to solve the problem?

The China Merchants Bank visa card is pre-authorized, and the merchant has also completed the pre-authorization, but the bill shows that the consumption is correct, and pre-authorization is a type of consumption.

Pre-authorization:

Credit card pre-authorization refers to a transaction in which the card issuer or its agency confirms the permitted frozen limit before the special merchant debits the money;

Pre-authorization Authorization will occupy the credit limit of the card. When the customer settles the pre-authorization, the pre-authorization will be canceled;

If the customer does not settle the pre-authorization within 30 days after the pre-authorization occurs, the pre-authorization will be cancelled. Canceled;

In layman's terms, it is a form of advance payment, which can be understood as a "deposit". When a consumer uses a credit card to book a hotel or air ticket, the bank will first freeze a portion of the funds in the credit card as a "deposit" for the merchant's consumption. After the consumption is completed, the cardholder's signature is pre-authorization confirmation, and the merchant can officially deduct the money. This part of the funds.