If both automatic deduction and active repayment fail and you are still unable to repay after one day overdue, you can take the following measures to solve this problem.

First, you can try to contact the lending institution or credit card issuer to explain the situation and ask for their help. They may offer solutions such as extending the repayment period, adjusting the repayment plan, or temporarily stopping late fees.

Secondly, you can check on your own what may have caused the repayment to fail. Check whether the bank card balance is sufficient and ensure there is enough money in the account for repayment. At the same time, if automatic deduction fails, it may be because the bank card information has changed. You can ensure that the bank card information is correct and updated in time.

In addition, if you have other ways to repay, such as online banking or third-party payment platforms, you can try to use other methods to repay. Make sure the repayment method you choose is reliable and secure, and that your payment is received on time.

To sum up, if both automatic deduction and active repayment fail and you cannot repay in time, you can check the reason for the failure by contacting the borrowing institution or credit card issuer and try other methods. Repayment method to solve the problem. Communicate with relevant parties in a timely manner and make efforts to resolve problems and maintain a good credit record.

Extended information:

In some cases, late payments may result in late fees or have a negative impact on personal credit history. Therefore, it is recommended to communicate with the relevant institutions in time before the repayment is overdue and solve the repayment problem as soon as possible. In addition, regularly checking the balance of the repayment account and ensuring that the repayment method is effective is also an important way to avoid repayment problems.

If there is insufficient information in the question, we assume that the automatic deduction and active repayment you are referring to refer to the borrowing institution automatically debiting your bank card and you actively using your bank card or other means to make the payment. repayment. At the same time, assume that the inability to repay you refers to the inability to repay the loan or credit card debt on time.

I hope the above answers are helpful to you. If you have any other questions, please feel free to ask me.