I. Bank of Communications
Bank of Communications provides installment payment for credit card consumption to Pacific Dual-currency Credit Card, Liu Xiang VISA Credit Card, Y-POWER Credit Card, Pacific RMB Credit Card, and various co-branded credit card holders and supplementary cardholders;
The initial credit line of Bank of Communications is RMB 1.500 yuan/USD 1.000 respectively; (Y-POWER card 500 yuan RMB/US$ 60)
Number of optional periods: 3, 6, 9, 12, 18, 24 can be selected freely;
The amount of credit card consumption by Bank of Communications will be paid in installments after repayment.
Charge standard:
Installment amount (RMB): 1500-65000.72%, 6500- 125000.72%, 12500 above 0.72%.
Second, China Everbright Bank.
Credit cards have opened automatic interest-free installment payment services: Fuka Mini Card and Ruyi Sambo Mini Card.
The initial amount of installment business is RMB 12 yuan; Number of periods: automatically divided into 12 periods (once a month); Handling fee: there is no handling fee for the first period; Monthly handling fee of 0.5%; The handling fee is charged monthly; Repayment can be made in advance, and the later handling fee can be exempted after prepayment; Application method: no application is required. If you use the above card, it will be automatically divided into 12 periods.
Three. Guangdong Development Bank
Guangfa Bank Guangfa Credit Card launched "Yangyanghang" interest-free installment payment. As long as the single consumption reaches 500 yuan, you can call 95508 to register for installment payment.
Number of GDB card periods: 6 months, 12 months, 18 months, 24 months;
Number of installments and handling fee standard:
The number of periods (monthly 1 period) is 6, 12, 18 and 24, and the service fee rate of each period is 0.7%, 0.7%, 0.72% and 0.72% respectively. Guangfa Bank can also handle postal installment business, and the commodity providers mainly include Digital China and Founder Technology. The staging method is the same as that of China Merchants Bank.
Guangfa controls the quota according to whether it will be frozen after the audit, mainly depending on the audit results.
Handling fee: installment handling fee is charged monthly; It cannot be changed after installment payment. If the repayment is made in advance, the handling fee will be charged according to the selected number of installments.