1. We usually have two ways to report the loss of a credit card. You can call customer service directly to report the loss or go directly to the bank's business outlets to report the loss.
(1) If you call customer service to report the loss, you only need to call the customer service hotline of the bank where your credit card has been lost, and then apply for a replacement. However, this method can only maintain 24-hour temporary loss reporting, and it must also go to the bank outlet for formal loss reporting within 72 hours.
(2) If you report the loss directly to the bank's business outlets, you must also bring your personal ID card. However, for the bank to report the loss, it is necessary to queue up, but generally speaking, the time will not be long.
2. It usually takes about a week or two to get a new card after the credit card is reported lost. There are not only the factors of banks, but also the speed of express delivery. Under normal circumstances, banks can send new cards within 3 working days, but the courier service that banks choose to send cards will generally be postal service, which may be slow. So it's normal for about a week, so it's about this time.
If the area is remote, it may take longer to get a new card. The bank will charge related fees when the new card is reissued.
Don't forget to pay back when you reissue the credit card. When the credit card is lost, it can be repaid through bank counters, third-party platforms, online banking and other channels. If you don't know the bill amount, users can call the bank's credit card customer service hotline to inquire, and the bank will inform you of the credit card bill.
4. The reissued new card can be used after activation. You need to reset the inquiry password and transaction password of the credit card when activating, and the transaction information of the old card will be inherited; The billing date and repayment date of the credit card will not change; After activation, the old card will be invalid even if it is found.
5. Credit cards must be properly kept in peacetime. If you accidentally lose the stolen brush, it is very likely that you don't need a password to spend it on foreign websites. You only need the validity period of the credit card, the card number and the security code on the back of the card to make a transaction. This is what everyone should pay attention to.